| A Rice University study found that lenders may judge your creditworthiness based on how trustworthy they think you look. The researchers didn’t pinpoint which physical characteristics look most or least trustworthy, but if they do in the future, might plastic surgery go from a luxury good to a financially necessity? [%comments]
Is Untrustworthy the New Ugly?
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Only if we remain a debt-driven society…
And of course that doesn’t take into account that it’s possible to get some forms of credit, like credit cards and student loans, without actually speaking to a person. That might become more prevalent.
i’m not being vain, i’m investing in myself
How curious… why would you think being beautiful equates to being trustworthy?
There are academic studies purporting to show that most of us attribute the finer virtues to the people we considered most attractive. As a species, we apparently think “pretty does as pretty is.”
“…lenders may judge your creditworthiness based on how trustworthy they think you look”. This used to be called racism. What’s it called now?
“How curious… why would you think being beautiful equates to being trustworthy?”
No one said beautiful was trustworthy. The study showed that people were correctly able to predict who would pay back a loan and who wouldn’t purely from a picture. They used data from a micro-lending site.
“There are academic studies purporting to show that most of us attribute the finer virtues to the people we considered most attractive. As a species, we apparently think “pretty does as pretty is.”"
You guys are missing the point. The study did not say that people trusted attractive people more (which is probably also true). The study said that people were actually able to correctly predict who had paid back a loan and who had not purely from a picture of that person.
I wonder if plastic surgery would then become tax deductible as an investment expense. Maybe the CEO of AIG needs to get some facework done ASAP….